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Customer Testimonials

I find F/A 2.0 is a little ripper of a program and am very pleased so far with it. Does just about everything one could ask
Brian Kings

This is great software and I would strongly recommend that anybody who's considering exploring work opportunities in financial service industry should purchase this amazing product.
Mladen Bukvic - Financial Account Manager

Your product looks good and does the job it is intended to do.
Luc Harmsen

Thank you for the program and keep up the good shareware
Ben Armer III

Dear Othersoft, I am an Independent Financial Advisor in the UK and would like to send a heartfelt thanks to you for the time and trouble that you have spent in writing such a fantastic program. Your financial advisor 2.0 is by far and away the best financial calculator suite that I have ever used.
Mike LeGassick, Financial Advisor, UK

No other calculator of this kind comes close, and believe me, I have tried dozens.
Mike LeGassick, Financial Advisor, UK

From a very happy practice who are now collectively benefiting from this fantastic program, many thanks once again.
Mike LeGassick, Financial Advisor, UK

I have some good advice, though: forget those "professionals" and become your own financial planner. It's not as hard as you think - in fact, it's downright simple, thanks to Financial Advisor
David Shamah, The Jerusalem Post (

Financial Advisor's greatest service may be in educating you about your money and how it works. Concepts that always seemed cloudy in the past become far more clear with the concrete examples the program provides in real-life scenarios.
David Shamah, The Jerusalem Post (

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Financial Advisor - personal financial tools and calculators

  • Analyze your mortgage
  • Plan for your retirement
  • Investment and Savings calculations
  • Plan for your children's education
  • Future Value calculations
  • Annuity calculations
  • Residual Value calculations
  • Practical advice on how to retire rich
  • Interest rate conversions & calculations
  • Analyze the effects of inflation on your savings and investments
  • Various other tools and calculations
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Financial Advisor runs on Windows 95/98/NT/2000/XP/Vista/Windows 7
and is 100% spyware & adware free

Budget Advisor's main screenCalculate and analyze you Mortgage

  • Learn how you can pay off your mortgage earlier and save a fortune in interest by making additional payments.
  • Specify how much extra you can afford to pay and calculate how this will affect your mortgage.
  • View the additional payments necessary to pay off your mortgage for various different periods.
  • View detailed reports of your mortgage payments over time
  • Use the "What If" calculator to calculate either your mortgage payment, interest rate, mortgage period or mortgage amount.

Budget Advisor graph

Plan for your retirement

  • Find out how much you will need to save for retirement based on your requirements.
  • Enter your current savings plan to see whether it will meet your needs.
  • If your savings plan falls short then find out how much more you will need to save.
  • Plan for your monthly expenses after retirement as well as other expenses such as holidays and new cars.

Budget Advisor graph

Investment and Savings calculations:

  • Enter your savings, interest rate and the investment period and calculate how much your savings will be worth over time.
  • Take inflation into account allowing you to see the value of your savings in today's value.
  • Enter the amount you can afford to save, the interest rate and your savings target and and calculate the period required to reach your saving OR enter the period and calculate the interest rate you will need to achieve your goals.
  • Eight different savings and compounding periods (Daily, Weekly, Monthly, etc)

Budget Advisor Report

Future value calculations

  • Specify a future value that you require, when you require it, the interest rate and an initial saving. Now you can calculate how much you will need to save to reach your goals.

Budget Advisor Report

Plan for your children's education

  • Plan for the cost of your childrens education by calculating how much you will need to save.
  • Just enter the number of years until education starts, the years of education and the cost of education in todays value. Now you can calcuate how much you will need to start saving today.

Budget Advisor Report

Annuity calculations

  • The annuity calculator allows you to calculate the monthly annuity you can receive given a specified lump sum investment, investment return and period. You can also request a lump sum balance at the end of the annuity period.
  • Perform "What if" calculations. This means that you can choose to calculate the lump sum required, the annuity period or the annuity payment you will receive.
  • View a detailed schedule of your annuity over time.

Budget Advisor Report

Compare different interest rates and borrowing amounts

You may have noticed that banks can quote either an effective or a nominal interest rate. Financial Advisor will explain what the difference between these rates is and allow you to convert from one to the other.
In addition you can calculate equivalent interest rates. For instance what is the monthly equivalent of 10% compounded daily?
By performing conversions like this you will be able to accurately compare interest rates offered by different financial institutions.